Insurance Type:
| Insurancetype No. |
Insurance type name |
Insurance liability No. |
Coverage |
Insured Sum |
Premium |
| Y001 |
Ping An AdditionalAccidentalInjury Insurance |
YA01 |
Accidental death |
RMB225000 |
600 yuan / person /Year or50 yuan/Person/month |
| J007 |
Ping An Disease DeathInsurance |
JB01 |
Disease-caused DeathInsurance |
RMB225000 |
| Y001 |
Ping An AdditionalAccidentalInjury Insurance |
YA01 |
Accidental disability |
RMB200000 |
| J003 |
Ping An AccessoryAccidentalMedicalInsurane |
JA17 |
Accidental hospitalization and outpatient service |
RMB20000 |
| J046 |
Ping An HospitalizationAllowance Insurance |
JD01 |
Accident and illnesshospitalization allowance |
RMB36000 |
| J557 |
Ping An SupplementaryIn-patient Medical Insurance |
JA15 |
Accident and illnesshospitalization |
RMB400000 |
| Y003 |
Ping An Traffic AccidentalDeath/Disability Insurance |
YA08 |
Aircraft accidental death anddisability |
RMB200000 |
| YA09 |
Train accident death anddisability |
RMB100000 |
| YA10 |
Accidental death anddisabilityOf Steamboat |
RMB100000 |
| YA11 |
Automobile accident death and disability |
RMB50000 |
| J508 |
Ping An Accessory Out-patientMedical Insurance |
JA16 |
Accident and diseaseoutpatient service |
RMB20000 |
Special attention:
1. This plan is only for foreign Students and teachers to China.
2. In-patient Medical Insurance：During the valid term of the contract, when the insured who has not joined in the social insurance suffers from an accident or disease and must receive in-patient treatment upon the advice of hospital, the insurer shall pay in-patient medical benefits by the rate of 100% upon the reasonable accommodation fee,reasonable operation fee and reasonable medical expenses which happened during the in-patient term(fees all at the person's own expenses excluded; including Class B drugs and personal pre-paid fees pro rata in the treatment partially covered by basic medical care insurance).
3. Our company is responsible for the insurance liability caused by accidents, diseases and complications of the continuous insured(or providing records of previous insurance policies can also be regarded as continuous insurance) after the first insurance, but the accidents, diseases and complications that have occurred before the first insurance are excluded.
4. Accidental Medical Insurance:During the insurance term, in case the insured suffers from an accident and receives medical treatment within 180 days after the accident, the insurer shall indemnify the reasonable medical expenses by 100% upon the reasonable medical expenses (fees all at the person’s own expenses excluded; including Class B drugs and personal pre-paid fees pro rata in the treatment partially covered by basic medical care insurance).
5. The accumulative accidental insurance sum for the minor whose age is under 10 years old can not exceed RMB200000. The accumulative accidental insurance sum for the minor whose age is 10-18 years old can not exceed RMB500000.
6. Disability Benefit Percentage as follows: disability level from I to X, and the corresponding benefit percentage are: 100%, 75%, 50%, 30%, 20%, 15%, 10%, 3%, 2%, 1%, and the highest among is RMB200000.
7. This insurance provide emergency rescue services,24hr global assist hotline: 95511.
8. The insurance adds an additional designated hospital: Taikang Xianlin Gulou Hospital except except Notice for Medical Insurance Claim Procedure for Self-sponsored Int’l Students.
9. There is no deductible excess for accident and illness hospitalization allowance, There is no waiting period for health insurance.
10. Disease clinic: RMB20000(including Class B drugs and personal pre-paid fees pro rata in the treatment partially covered by basic medical care insurance),Annual exemption RMB650,Indemnity limit RMB 600 each time, 85% indemnity.
Instruction for claims.pdf
